Term & condition
This is FPX simulator, all payments will return different status as below:-

FPX Business-to-Consumer (B2C) Payment
Bank Name Response Code
Test Bank A 00 - success
Test Bank B 51 - insufficient funds
Test Bank C 07 - pending
Test Bank D 57 - transaction not permitted
Test Bank E 80 - cancel transaction
FPX Business-to-Business (B2B) Payment
All B2B payments will return status 99 - pending authorization for B2B by default
Bank Name Response Code
SBI Bank A 99 - pending authorization for B2B
SBI Bank B 99 - pending authorization for B2B
SBI Bank C 07 - pending for B2B
Step to approve B2B payment:-
  1. SSH to FPX Simulator server
  2. execute command php artisan fpx:txn_approve {transaction_id} {code ?}